METHODOLOGY FOR DEFINING THE MOST ACTIVE CREDITING BANKS
Since the beginning of this year the BANKER weekly initiated a ranking of the most active crediting banks in Bulgaria. Banks are ranked in terms of three indicators - total amount of all credits launched, ratio of launched credits to the balance-sheet number, and the credit portfolio increase per annum. Ranking according to the first indicator allows only institutions influential at the local market to join the most active crediting banks group. Ranking according to the share of launched credits to the balance-sheet number will show those banks which are most actively using their resources for launching credits.
Ranking according to the third indicator will specify those banks which are most active in developing this activity. The combination of these three indicators will allow a thorough evaluation of the banks' credit policy. The tables show first ten banks ranked on each indicators. Banks ranking among the first ten for all three indicators can be considered the most active crediting banks at the local market.